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SLV_CashFlow_Forecast.xlsx — Cash Flow Forecast
Actual client deliverable (anonymized)
Category Week 1 Week 2 Week 3 Week 4 Week 5 Week 6 Week 7 Week 8
07-Apr14-Apr21-Apr28-Apr 05-May12-May19-May26-May
▲  INFLOWS
SaaS Revenue Collections 4.855.125.355.20 5.485.625.906.15
Enterprise Contract Payments 15.40
Other Income (Interest / FD) 0.420.380.450.40 0.420.380.450.40
TOTAL INFLOWS 5.275.505.805.60 5.9021.406.356.55
▼  OUTFLOWS
Salaries & Wages 8.458.458.458.45 8.458.458.458.45
Contractors / Freelancers 2.101.852.302.15 1.902.252.102.40
Cloud Infrastructure 1.851.851.851.85 1.851.851.852.10
Marketing & Growth 0.850.900.750.80 0.950.851.205.40
Statutory (GST / TDS / PF) 0.650.550.603.85 0.550.600.653.65
Rent / Prof. Fees / Travel 0.450.302.053.20 0.650.352.003.25
TOTAL OUTFLOWS 14.3513.9016.0020.30 14.3514.3516.2525.25
■  CASH POSITION
Net Cash Flow -9.08-8.40-10.20-14.70 -8.457.05-9.90-18.70
Opening Balance 450.00440.92432.52422.32 407.62399.17406.22396.32
Closing Balance 440.92 432.52 422.32 407.62 399.17 406.22 396.32 377.62
Runway (Weeks) 30.731.126.420.1 27.828.324.415.0
Unit Economics Jan 26Feb 26Mar 26 Apr 26May 26Jun 26
▲  ACQUISITION
New Customers Acquired 455261 587284
Marketing Spend (₹L) 4.505.206.10 5.807.208.40
CAC (₹) 10,00010,00010,000 10,00010,00010,000
■  RETENTION & REVENUE
Total Active Customers 312348390428478540
Monthly Churn Rate 3.2%2.8%3.1% 2.5%2.9%2.4%
MRR (₹L) 9.3610.4411.7012.8414.3416.20
ARPU (₹/month) 3,0003,0003,000 3,0003,0003,000
Gross Margin % 72%73%72% 74%73%75%
★  UNIT ECONOMICS
Avg Customer Lifetime (mo) 31.335.732.340.034.541.7
LTV (₹) 67,50078,21469,677 88,80075,51793,750
LTV : CAC Ratio 6.8x7.8x7.0x 8.9x7.6x9.4x
Payback Period (months) 4.64.64.64.54.64.4
Working Capital Analysis Q1 FY26Q2 FY26 Q3 FY26Q4 FY26Trend
■  REVENUE & COST BASE
Revenue (₹ Cr) 18.4021.20 24.6022.80↑ 24%
COGS (₹ Cr) 12.8814.84 17.2215.9670% avg
Gross Profit (₹ Cr) 5.526.367.386.84↑ 30%
▲  BALANCE SHEET AVERAGES
Avg Trade Receivables (₹ Cr) 6.857.42 8.107.55
Avg Inventory (₹ Cr) 4.204.65 5.104.80
Avg Trade Payables (₹ Cr) 3.954.30 4.854.50
★  CASH CONVERSION CYCLE
DSO (Days Sales Outstanding) 33.531.529.629.8 ↓ 3.7d
DIO (Days Inventory Outstanding) 29.428.226.727.1 ↓ 2.3d
DPO (Days Payable Outstanding) 27.626.125.325.4 ↓ 2.2d
Cash Conversion Cycle (Days) 35.333.6 31.031.5 ↓ 3.8d
Working Capital Required (₹ Cr) 7.107.778.357.85 ₹7.77 avg
WC as % of Revenue 38.6%36.7%33.9%34.4% ↓ 4.2pp
30
Days to first MIS
Day 5
Monthly delivery
40+
Firms served
90d
Cash visibility window
monitoring

Cash Flow Forecasting

30/60/90-day rolling forecast, updated weekly. You see shortfalls before they become crises.

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Management MIS

Monthly P&L, balance sheet, and cash flow — with commentary that explains why the numbers moved.

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Margin Analysis

Product-line and segment-level profitability. Actual contribution margins, not guesswork.

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Budget vs Actuals

Monthly variance with driver-level commentary. Not "revenue was down" — but why, and what to do.

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Investor Readiness

Financial models, board decks, data rooms. Answer investor questions off a sheet. Credible. Confident.

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Reconciliation

Bank, GST, inter-company — reconciled to the rupee. Clean books that survive any scrutiny.

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